Saturday, September 27, 2008

Ramble about financial options.

I haven't found any kids to babysit yet. It would be good to have 2 or 3 full time kids. I want to have a couple hundred dollars to ease up the budget some. So we can get extras once in awhile. H's pay checks pay our bills, and buys food. Sometimes we just barely make ends meet, but they always meet. Thank goodness. So if I can't find some kids soon, I guess I'll have to start looking for something I can do when H is home, something that won't cost much for transportation and that I won't have to spend much for work cloths. Data entry from home would be good, if I could find it. Something online that would allow flexibility? So far I haven't found anything to fit those conditions. I don't think we can afford daycare for The Boy, even part time. Well, if I found something that paid well enough to cover daycare, food at work, transportation, cloths and still let us have 2 or 3 hundred a month after all that, then it would be worth it for me to work outside the home. It's been suggested that we apply for food stamps, we probably qualify, but I'd rather not unless we absolutely have to, and right now we don't have to.

I don't have money to start an on-line business, advertisement and what not is out of our budget right now. I'm not sure that would be the best thing for me anyway.

We have decided that we want to get a house some day. H was impressed when we were looking at M's new house. (They were finishing up the moving in process about 2 weeks ago when we were there for M's birthday.) So, since our typical pay checks pay our bills and get some food, we decided to put at least half of every Tax return check in a savings account. If we can do it, and not dip into it during the year, we should be able to have a decent down payment in 6 to 9 years. We probably should save all of it, but with The Boy's birthday in February, and computer/camera/other electronic stuff we want to get, I don't think it's realistic for us to expect to save more than half. If I get some income myself, we might be able to save more money and be ready quicker than that. I'm not sure we can save anything to tell you the truth. There are always things we need or want to get, cloths or shoes for The Boy, bikes for all three of us, special foods, rented cars to go places with, helping pay for gas so my Mom can come visit, Holiday gifts, and birthday's. But we are going to give it a try.

Thursday, September 04, 2008

First Day Of School, with pictures.

Wednesday was The Boy's first day of school. Kindergarten is wonderful so far, so he tells me. He likes his teachers and the other children in his class. And he enjoys playing on the playground. We will see how he does as things progress.

Here are a few pictures I took on the first day of school. I know that every other blogger with kids has probably done this millions of times, but this is OUR first day of Kindergarten. I didn't get to do this with the older boys, the Internet wasn't around for the public when they started Kindergarten.